American factoring, een dynamische financiële hefboom, staat voor snelle toegang tot kapitaal met de verkoop van je facturen voor een percentage van de totale waarde. Het is ideaal voor ondernemers die onmiddellijke liquiditeit willen zonder de verplichting van terugbetaling, perfect voor het overbruggen van korte termijn financieringsgaten of voor het bekostigen van snelle groeikansen.

Traditionele factoring

Traditionele factoring biedt meer dan alleen financiering; het is een compleet debiteurenbeheer. Bij deze vorm neemt de factoringmaatschappij het beheer van jouw facturen volledig over, waardoor je wordt ontzorgd van het incassoproces en het risico van wanbetaling. Dit is de ideale oplossing voor bedrijven die hun administratieve lasten willen verlichten en zich volledig willen richten op hun kernactiviteiten, terwijl ze toch hun cashflow gezond houden.

What is factoring?

Factoring is a financial service that is becoming increasingly popular among companies. It offers a solution to cash flow problems and helps entrepreneurs improve their working capital. In factoring, a company sells its outstanding invoices to a factoring company, also known as the factor. Read more about this flexible financing option below.

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Stay in control of your invoices!

Direct capital with factoring

The process of factoring is as follows: after a company has delivered its products or services to its customers, it sends an invoice to the customer with the payment term. Instead of waiting for the payment period, the company can choose to sell outstanding invoices directly to a factoring company. The factor then pays the company part of the total invoice amount (80% to 90%) or the total amount. The factor then takes over debtor management and collects the remaining amount from the debtor.

One of the most important advantages of factoring is that it provides fast liquidity. Companies can immediately access money that would otherwise be stuck in outstanding invoices. This enables them to continue their daily activities, make investments and implement growth plans without worrying about long-term payment terms.

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De voordelen van factoring

Snellere uitbetalingen

Met factoring hoef je niet meer te wachten tot je klanten betalen voordat je je team kunt uitbetalen. Dit betekent dat je altijd snel en op tijd het salaris aan je werknemers kunt overmaken. Zo'n vlotte uitbetaling zorgt voor tevreden medewerkers die zich gewaardeerd voelen en graag voor jou blijven werken. Het creëert een positieve sfeer op de werkvloer waar iedereen op zijn best kan presteren.

Sterkere financiële positie

Door je facturen meteen om te zetten in cash, verbeter je de financiële gezondheid van je uitzendbureau. Dit extra kapitaal geeft je de ruimte om te investeren in nieuwe projecten, technologieën of talent dat je bedrijf naar een hoger niveau kan tillen. Het is alsof je een financiële adempauze krijgt, waardoor je strategisch kunt plannen en groeien.

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Minder administratieve last

Niemand zit te wachten op de stapel papierwerk en het constante opvolgen van facturen. Factoring neemt deze zorg uit handen door het debiteurenbeheer voor jou te regelen. Dit betekent minder tijd kwijt aan administratie en meer tijd voor wat echt belangrijk is: focussen op de groei van jouw uitzendbureau.
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Concurrentievoordeel

In een markt waar elk uitzendbureau vecht om de beste krachten en klanten, geeft factoring je een unieke voorsprong. Door snelle uitbetalingen te garanderen, trek je niet alleen topmedewerkers aan, maar ook klanten die jouw efficiënte bedrijfsvoering waarderen. Dit kan het verschil zijn dat jou onderscheidt van de concurrentie.

Factoring for forward-thinking entrepreneurs

Explore the power of tailored factoring for your business. From E-commerce to SMEs, our factoring solutions bring financial agility and support. We're here to refine your cash flow strategy and drive your business forward.

Freelancers

Your talents and creativity come first, not the worries about payments

SMES

Growing without borders is what SMEs need. Find out what factoring can do for your company

E-commerce

Accelerate your online growth. Learn how factoring keeps your cash flow dynamic and solves financial bottlenecks

Employment agency

Are you striving for a more complete range of services? Add factoring and let us help you

Different types of factoring

Factoring unfolds a world of financial opportunities for your company. Whether you're focusing on growth in E-commerce, looking for mediation, or want to finance freelance work or small business, our diverse factoring options offer the flexibility you want.

American factoring

American factoring, a dynamic financial lever, provides quick access to capital by selling your invoices for a percentage of the total value. It's ideal for entrepreneurs who want immediate liquidity without the obligation to repay, perfect for bridging short-term funding gaps or funding rapid growth opportunities.

Traditional factoring

Traditional factoring offers more than just financing; it is complete debtor management. In this form, the factoring company fully takes over the management of your invoices, relieving you of the collection process and the risk of default. This is the ideal solution for companies that want to reduce their administrative burdens and fully focus on their core activities, while still keeping their cash flow healthy.

What are the benefits
from factoring?

Healthy cash flow

Factoring quickly converts unpaid invoices into cash, so companies don't have to wait for long payment terms. This ensures a constant flow of money, essential for daily operations and absorbing cash flow dips.

Mitigation of risk

By transferring invoices to a factoring company, you also transfer the risk of default. This can protect your business against financial losses caused by non-paying customers.

Feces

Factoring removes much of the administrative burden of debtor management. This means you can spend less time and resources collecting debts and focus more on core activities.

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Frequently asked questions

Is my company suitable for factoring?

Factoring is suitable for many different types of companies, such as small and medium enterprises (SMEs), start-ups and growing companies. It's especially useful for companies that work with business customers and have long payment terms. Factoring can also be beneficial for companies that need additional working capital to expand their operations or absorb seasonal peaks.

Take contact if you have more questions about the conditions that your company must meet.

What are the costs of using factoring?

The costs of factoring may vary depending on various factors, such as the volume and value of outstanding invoices, payment terms and the company's risk profile. Factoring companies usually charge a percentage of the invoice amount as compensation, which can range between 2% and 5%. It's important to compare the rates and conditions of different factoring companies before making a choice.

Watch here what our cost structure looks like.

What does the process look like at Faqtoring?

We understand the importance of speed for your business. Within a few steps, you will have an account with us. When uploading your invoice, we ensure that you have access to your earnings within 24 hours. Our efficient processes are designed to interrupt your cash flow as little as possible.

Watch here more information about what the process looks like.

How does your factoring service protect my company against default?

We take the risk of non-payment seriously. Our factoring service includes a thorough credit analysis of your customers and we offer non-recourse factoring, which means that we assume the risk of bad invoices. This way, you can focus on what you do best: growing your business.